News Flash:Passed by House and being debated in U.S. Senate. For consumer protectionism, Good Faith Estimates are to be made part of Settlement Statements. For discrepancies at closing, there is nothing to protect the Seller from a Buyer who refuses to close because of a discrepancy or a Buyer who by terms of our contract, has their financing contingency removed the day of closing, and will be in default if they do not close even if their Lender will not make a correction. In fact, there does not seem to be any teeth against a disreputable Lender. So, where's the beef?